Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$401,885$401,885$427,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$25,615$0
Funding fee$2,009$2,009$0
Note rate2.860%2.860%7.400%
Blended rate2.860%3.228%7.640%
1st payment$1,872.38$1,872.38$2,959.92
2nd payment$0.00$192.11$0.00
Taxes / mo$283.56$283.56$283.56
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$8.33$8.33$8.33
Total monthly$2,330.93$2,523.04$3,503.98
Cash to close$73,115$47,500$47,500