Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$14,263	$14,263	$472,500
Remaining term (yrs)	39.0	39.0	30.0
Secondary amount	$0	$458,237	$0
Funding fee	$0	$0	$0
Note rate	6.720%	6.720%	7.400%
Blended rate	7.270%	7.736%	7.640%
1st payment	$86.15	$86.15	$3,271.49
2nd payment	$0.00	$2,959.45	$0.00
Taxes / mo	$407.00	$407.00	$407.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$6.57	$6.57	$94.50
HOA / mo	$28.33	$28.33	$28.33
Total monthly	$694.72	$3,654.16	$3,967.99
Cash to close	$510,737	$52,500	$52,500