Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$83,915	$83,915	$292,410
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$208,495	$0
Funding fee	$0	$0	$0
Note rate	3.400%	3.400%	7.400%
Blended rate	4.250%	6.746%	7.640%
1st payment	$552.26	$552.26	$2,024.59
2nd payment	$0.00	$1,346.53	$0.00
Taxes / mo	$150.08	$150.08	$150.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$88.21	$88.21	$58.48
HOA / mo	$150.00	$150.00	$150.00
Total monthly	$1,090.55	$2,437.08	$2,533.15
Cash to close	$240,985	$32,490	$32,490