Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$142,564	$142,564	$454,500
Remaining term (yrs)	15.1	15.1	30.0
Secondary amount	$0	$311,936	$0
Funding fee	$713	$713	$0
Note rate	4.030%	4.030%	7.400%
Blended rate	4.030%	6.583%	7.640%
1st payment	$1,044.06	$1,044.06	$3,146.87
2nd payment	$0.00	$2,014.59	$0.00
Taxes / mo	$172.75	$172.75	$172.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$90.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,383.48	$3,398.06	$3,577.18
Cash to close	$362,436	$50,500	$50,500