Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$438,706$438,706$1,259,100
Remaining term (yrs)24.524.530.0
Secondary amount$0$820,394$0
Funding fee$2,194$2,194$0
Note rate2.730%2.730%7.400%
Blended rate2.730%6.001%7.640%
1st payment$2,038.36$2,038.36$8,717.75
2nd payment$0.00$5,298.38$0.00
Taxes / mo$297.75$297.75$297.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$251.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,552.77$7,851.15$9,483.99
Cash to close$960,294$139,900$139,900