Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$213,597	$213,597	$278,280
Remaining term (yrs)	29.5	29.5	30.0
Secondary amount	$0	$64,683	$0
Funding fee	$0	$0	$0
Note rate	6.360%	6.360%	7.400%
Blended rate	6.910%	7.396%	7.640%
1st payment	$1,335.47	$1,335.47	$1,926.75
2nd payment	$0.00	$485.12	$0.00
Taxes / mo	$257.67	$257.67	$257.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$98.27	$98.27	$55.66
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,841.41	$2,326.53	$2,390.08
Cash to close	$95,603	$30,920	$30,920