Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$70,024$70,024$359,100
Remaining term (yrs)16.516.530.0
Secondary amount$0$289,076$0
Funding fee$0$0$0
Note rate3.560%3.560%7.400%
Blended rate4.410%7.099%7.640%
1st payment$466.42$466.42$2,486.34
2nd payment$0.00$1,866.95$0.00
Taxes / mo$188.57$188.57$188.57
Insurance / mo$150.00$150.00$150.00
MI / mo$73.03$73.03$71.82
HOA / mo$0.00$0.00$0.00
Total monthly$878.01$2,744.96$2,896.72
Cash to close$328,976$39,900$39,900