Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$247,124$247,124$409,500
Remaining term (yrs)23.823.830.0
Secondary amount$0$162,376$0
Funding fee$1,236$1,236$0
Note rate3.070%3.070%7.400%
Blended rate3.070%5.025%7.640%
1st payment$1,216.56$1,216.56$2,835.30
2nd payment$0.00$1,082.51$0.00
Taxes / mo$379.17$379.17$379.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$81.90
HOA / mo$0.00$0.00$0.00
Total monthly$1,762.40$2,844.91$3,463.03
Cash to close$207,876$45,500$45,500