Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$620,996	$620,996	$628,999
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$42,948	$0
Funding fee	$0	$0	$0
Note rate	6.940%	6.940%	7.400%
Blended rate	7.490%	7.774%	7.640%
1st payment	$4,212.37	$4,212.37	$4,355.06
2nd payment	$0.00	$425.00	$0.00
Taxes / mo	$582.41	$582.41	$582.41
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$291.96	$291.96	$125.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,253.41	$5,678.41	$5,229.94
Cash to close	$77,892	$34,944	$69,889