Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$915,329	$915,329	$3,150,000
Remaining term (yrs)	11.5	11.5	30.0
Secondary amount	$0	$2,234,671	$0
Funding fee	$4,577	$4,577	$0
Note rate	6.320%	6.320%	7.400%
Blended rate	6.320%	7.334%	7.640%
1st payment	$9,303.54	$9,303.54	$21,809.96
2nd payment	$0.00	$14,432.25	$0.00
Taxes / mo	$2,916.67	$2,916.67	$2,916.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$630.00
HOA / mo	$335.00	$335.00	$335.00
Total monthly	$12,771.87	$27,204.12	$25,908.30
Cash to close	$2,584,671	$350,000	$350,000