Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$357,800	$359,100
Remaining term (yrs)	26.4	30.0
Secondary amount	$0	$0
Funding fee	$1,789	$0
Note rate	6.360%	7.400%
Blended rate	6.360%	7.640%
1st payment	$2,330.22	$2,486.34
2nd payment	$0.00	$0.00
Taxes / mo	$332.50	$332.50
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$71.82
HOA / mo	$744.00	$744.00
Total monthly	$3,556.72	$3,784.66
Cash to close	$41,200	$39,900