Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$438,693$438,693$472,410
Remaining term (yrs)27.427.430.0
Secondary amount$0$33,717$0
Funding fee$0$0$0
Note rate6.620%6.620%7.400%
Blended rate7.170%7.301%7.640%
1st payment$2,890.59$2,890.59$3,270.87
2nd payment$0.00$252.88$0.00
Taxes / mo$185.33$185.33$185.33
Insurance / mo$166.67$166.67$166.67
MI / mo$207.01$207.01$94.48
HOA / mo$130.00$130.00$130.00
Total monthly$3,579.60$3,832.48$3,847.35
Cash to close$86,207$52,490$52,490