Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$633,423$633,423$665,550
Remaining term (yrs)26.626.630.0
Secondary amount$0$32,127$0
Funding fee$3,167$3,167$0
Note rate6.340%6.340%7.400%
Blended rate6.340%6.468%7.640%
1st payment$4,102.44$4,102.44$4,608.13
2nd payment$0.00$240.95$0.00
Taxes / mo$616.25$616.25$616.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$133.11
HOA / mo$0.00$0.00$0.00
Total monthly$4,935.36$5,176.31$5,574.16
Cash to close$106,077$73,950$73,950