Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$325,202	$325,202	$337,500
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$31,048	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	4.960%	7.640%
1st payment	$1,599.34	$1,599.34	$2,336.78
2nd payment	$0.00	$307.25	$0.00
Taxes / mo	$312.50	$312.50	$312.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$253.86	$253.86	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,315.69	$2,622.94	$2,866.78
Cash to close	$49,798	$18,750	$37,500