Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$128,901$128,901$449,100
Remaining term (yrs)15.015.030.0
Secondary amount$0$320,199$0
Funding fee$0$0$0
Note rate4.120%4.120%7.400%
Blended rate4.970%6.952%7.640%
1st payment$953.60$953.60$3,109.48
2nd payment$0.00$2,067.95$0.00
Taxes / mo$288.67$288.67$288.67
Insurance / mo$166.67$166.67$166.67
MI / mo$139.46$139.46$89.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,548.39$3,616.34$3,654.63
Cash to close$370,099$49,900$49,900