Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$404,459$404,459$485,100
Remaining term (yrs)25.325.330.0
Secondary amount$0$80,641$0
Funding fee$2,022$2,022$0
Note rate2.250%2.250%7.400%
Blended rate2.250%3.372%7.640%
1st payment$1,742.43$1,742.43$3,358.73
2nd payment$0.00$604.81$0.00
Taxes / mo$449.17$449.17$449.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.02
HOA / mo$514.00$514.00$514.00
Total monthly$2,872.26$3,477.07$4,585.59
Cash to close$134,541$53,900$53,900