Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$483,447$483,447$625,500
Remaining term (yrs)29.129.130.0
Secondary amount$0$142,053$0
Funding fee$2,417$2,417$0
Note rate6.500%6.500%7.400%
Blended rate6.500%6.841%7.640%
1st payment$3,081.33$3,081.33$4,330.84
2nd payment$0.00$947.02$0.00
Taxes / mo$579.17$579.17$579.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.10
HOA / mo$398.00$398.00$398.00
Total monthly$4,225.16$5,172.19$5,599.77
Cash to close$211,553$69,500$69,500