Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$343,497$343,497$395,100
Remaining term (yrs)26.026.030.0
Secondary amount$0$51,603$0
Funding fee$0$0$0
Note rate6.110%6.110%7.400%
Blended rate6.960%7.226%7.640%
1st payment$2,194.35$2,194.35$2,735.59
2nd payment$0.00$387.02$0.00
Taxes / mo$365.83$365.83$365.83
Insurance / mo$150.00$150.00$150.00
MI / mo$256.22$256.22$79.02
HOA / mo$0.00$0.00$0.00
Total monthly$2,966.40$3,353.42$3,330.45
Cash to close$95,503$43,900$43,900