Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$329,435$329,435$342,000
Remaining term (yrs)26.526.530.0
Secondary amount$0$31,565$0
Funding fee$0$0$0
Note rate6.540%6.540%7.400%
Blended rate7.090%7.508%7.640%
1st payment$2,177.98$2,177.98$2,367.94
2nd payment$0.00$312.36$0.00
Taxes / mo$316.67$316.67$316.67
Insurance / mo$150.00$150.00$150.00
MI / mo$157.28$157.28$68.40
HOA / mo$0.00$0.00$0.00
Total monthly$2,801.93$3,114.29$2,903.01
Cash to close$50,565$19,000$38,000