Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$275,566	$275,566	$539,099
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$263,533	$0
Funding fee	$0	$0	$0
Note rate	4.150%	4.150%	7.400%
Blended rate	5.000%	6.344%	7.640%
1st payment	$1,661.00	$1,661.00	$3,732.61
2nd payment	$0.00	$1,701.98	$0.00
Taxes / mo	$499.17	$499.17	$499.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$242.03	$242.03	$107.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,568.86	$4,270.85	$4,506.27
Cash to close	$323,433	$59,900	$59,900