Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$55,443	$55,443	$223,110
Remaining term (yrs)	5.4	5.4	30.0
Secondary amount	$0	$167,667	$0
Funding fee	$0	$0	$0
Note rate	3.430%	3.430%	7.400%
Blended rate	4.280%	7.076%	7.640%
1st payment	$922.97	$922.97	$1,544.77
2nd payment	$0.00	$1,117.78	$0.00
Taxes / mo	$206.58	$206.58	$206.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$91.89	$91.89	$44.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,371.45	$2,489.23	$1,945.97
Cash to close	$192,457	$24,790	$24,790