Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$81,379	$81,379	$319,500
Remaining term (yrs)	16.1	16.1	30.0
Secondary amount	$0	$238,121	$0
Funding fee	$0	$0	$0
Note rate	3.380%	3.380%	7.400%
Blended rate	4.230%	6.853%	7.640%
1st payment	$542.95	$542.95	$2,212.15
2nd payment	$0.00	$1,537.87	$0.00
Taxes / mo	$295.83	$295.83	$295.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$86.94	$86.94	$63.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,075.72	$2,613.58	$2,721.89
Cash to close	$273,621	$35,500	$35,500