Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$326,347	$326,347	$418,500
Remaining term (yrs)	27.4	27.4	30.0
Secondary amount	$0	$92,153	$0
Funding fee	$1,632	$1,632	$0
Note rate	6.640%	6.640%	7.400%
Blended rate	6.640%	7.160%	7.640%
1st payment	$2,154.54	$2,154.54	$2,897.61
2nd payment	$0.00	$691.15	$0.00
Taxes / mo	$387.50	$387.50	$387.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$83.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,708.71	$3,399.85	$3,535.48
Cash to close	$138,653	$46,500	$46,500