Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$480,490	$432,000
Remaining term (yrs)	29.0	30.0
Secondary amount	$0	$0
Funding fee	$2,402	$0
Note rate	6.240%	7.400%
Blended rate	6.240%	7.640%
1st payment	$2,984.38	$2,991.08
2nd payment	$0.00	$0.00
Taxes / mo	$400.00	$400.00
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$86.40
HOA / mo	$120.00	$120.00
Total monthly	$3,671.05	$3,764.15
Cash to close	$0	$48,000