Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$295,250	$295,250	$359,100
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$63,850	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	4.733%	7.640%
1st payment	$1,400.30	$1,400.30	$2,486.34
2nd payment	$0.00	$478.88	$0.00
Taxes / mo	$332.50	$332.50	$332.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$236.47	$236.47	$71.82
HOA / mo	$149.92	$149.92	$149.92
Total monthly	$2,269.19	$2,748.06	$3,190.58
Cash to close	$103,750	$39,900	$39,900