Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$273,818	$281,700
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$1,369	$0
Note rate	6.500%	7.400%
Blended rate	6.500%	7.640%
1st payment	$1,769.79	$1,950.43
2nd payment	$0.00	$0.00
Taxes / mo	$260.83	$260.83
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$56.34
HOA / mo	$485.00	$485.00
Total monthly	$2,665.62	$2,902.61
Cash to close	$39,182	$31,300