Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$378,493$378,493$495,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$116,507$0
Funding fee$1,892$1,892$0
Note rate2.890%2.890%7.400%
Blended rate2.890%4.093%7.640%
1st payment$1,810.74$1,810.74$3,427.28
2nd payment$0.00$776.71$0.00
Taxes / mo$458.33$458.33$458.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.00
HOA / mo$121.00$121.00$121.00
Total monthly$2,556.74$3,333.45$4,272.28
Cash to close$171,507$55,000$55,000