Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$491,217$491,217$494,100
Remaining term (yrs)26.926.930.0
Secondary amount$0$30,333$0
Funding fee$0$0$0
Note rate7.120%7.120%7.400%
Blended rate7.670%7.915%7.640%
1st payment$3,417.19$3,417.19$3,421.05
2nd payment$0.00$300.17$0.00
Taxes / mo$457.50$457.50$457.50
Insurance / mo$166.67$166.67$166.67
MI / mo$232.59$232.59$98.82
HOA / mo$179.00$179.00$179.00
Total monthly$4,452.94$4,753.11$4,323.04
Cash to close$57,783$27,450$54,900