Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$415,301	$405,000
Remaining term (yrs)	25.7	30.0
Secondary amount	$0	$0
Funding fee	$2,077	$0
Note rate	4.990%	7.400%
Blended rate	4.990%	7.640%
1st payment	$2,386.16	$2,804.14
2nd payment	$0.00	$0.00
Taxes / mo	$375.00	$375.00
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$81.00
HOA / mo	$477.00	$477.00
Total monthly	$3,388.16	$3,887.14
Cash to close	$34,699	$45,000