Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$425,893$425,893$1,327,500
Remaining term (yrs)25.525.530.0
Secondary amount$0$901,607$0
Funding fee$2,129$2,129$0
Note rate3.450%3.450%7.400%
Blended rate3.450%6.370%7.640%
1st payment$2,090.27$2,090.27$9,191.34
2nd payment$0.00$5,822.88$0.00
Taxes / mo$1,229.17$1,229.17$1,229.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$265.50
HOA / mo$482.00$482.00$482.00
Total monthly$4,018.11$9,840.99$11,384.68
Cash to close$1,049,107$147,500$147,500