Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$325,397$325,397$539,100
Remaining term (yrs)19.419.430.0
Secondary amount$0$213,703$0
Funding fee$0$0$0
Note rate4.180%4.180%7.400%
Blended rate5.030%6.108%7.640%
1st payment$2,035.76$2,035.76$3,732.62
2nd payment$0.00$1,380.16$0.00
Taxes / mo$499.17$499.17$499.17
Insurance / mo$166.67$166.67$166.67
MI / mo$295.58$295.58$107.82
HOA / mo$95.00$95.00$95.00
Total monthly$3,092.18$4,472.34$4,601.27
Cash to close$273,603$59,900$59,900