Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$485,608$485,608$539,910
Remaining term (yrs)25.825.830.0
Secondary amount$0$54,302$0
Funding fee$0$0$0
Note rate5.130%5.130%7.400%
Blended rate5.980%6.284%7.640%
1st payment$2,825.82$2,825.82$3,738.23
2nd payment$0.00$407.26$0.00
Taxes / mo$499.92$499.92$499.92
Insurance / mo$166.67$166.67$166.67
MI / mo$367.41$367.41$107.98
HOA / mo$0.00$0.00$0.00
Total monthly$3,859.81$4,267.07$4,512.79
Cash to close$114,292$59,990$59,990