Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$64,128	$64,128	$504,000
Remaining term (yrs)	14.0	14.0	30.0
Secondary amount	$0	$439,872	$0
Funding fee	$0	$0	$0
Note rate	4.430%	4.430%	7.400%
Blended rate	5.280%	7.436%	7.640%
1st payment	$510.73	$510.73	$3,489.59
2nd payment	$0.00	$2,840.84	$0.00
Taxes / mo	$466.67	$466.67	$466.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$71.99	$71.99	$100.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,216.05	$4,056.89	$4,223.73
Cash to close	$495,872	$56,000	$56,000