Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$399,486$399,486$449,100
Remaining term (yrs)26.026.030.0
Secondary amount$0$49,614$0
Funding fee$0$0$0
Note rate6.110%6.110%7.400%
Blended rate6.960%7.185%7.640%
1st payment$2,552.02$2,552.02$3,109.48
2nd payment$0.00$372.11$0.00
Taxes / mo$415.83$415.83$415.83
Insurance / mo$166.67$166.67$166.67
MI / mo$297.98$297.98$89.82
HOA / mo$0.00$0.00$0.00
Total monthly$3,432.50$3,804.60$3,781.80
Cash to close$99,514$49,900$49,900