Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$282,976	$282,976	$665,910
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$382,934	$0
Funding fee	$0	$0	$0
Note rate	3.470%	3.470%	7.400%
Blended rate	4.320%	6.292%	7.640%
1st payment	$1,622.79	$1,622.79	$4,610.63
2nd payment	$0.00	$2,473.12	$0.00
Taxes / mo	$616.58	$616.58	$616.58
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$256.94	$256.94	$133.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,712.98	$5,186.09	$5,577.06
Cash to close	$456,924	$73,990	$73,990