Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$262,415	$262,415	$344,700
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$82,285	$0
Funding fee	$0	$0	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.950%	5.156%	7.640%
1st payment	$1,241.77	$1,241.77	$2,386.63
2nd payment	$0.00	$617.14	$0.00
Taxes / mo	$319.17	$319.17	$319.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$205.98	$205.98	$68.94
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,916.92	$2,534.06	$2,924.74
Cash to close	$120,585	$38,300	$38,300