Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$661,287	$661,287	$809,999
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$148,712	$0
Funding fee	$0	$0	$0
Note rate	7.060%	7.060%	7.400%
Blended rate	7.610%	7.682%	7.640%
1st payment	$4,528.98	$4,528.98	$5,608.27
2nd payment	$0.00	$991.41	$0.00
Taxes / mo	$750.00	$750.00	$750.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$310.13	$310.13	$162.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,805.77	$6,797.18	$6,736.94
Cash to close	$238,712	$90,000	$90,000