Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$415,979	$415,979	$945,000
Remaining term (yrs)	18.3	18.3	30.0
Secondary amount	$0	$529,021	$0
Funding fee	$0	$0	$0
Note rate	4.160%	4.160%	7.400%
Blended rate	5.010%	6.544%	7.640%
1st payment	$2,697.57	$2,697.57	$6,542.99
2nd payment	$0.00	$3,416.60	$0.00
Taxes / mo	$875.00	$875.00	$875.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$392.61	$392.61	$189.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,181.85	$7,598.44	$7,823.66
Cash to close	$634,021	$105,000	$105,000