Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$415,433$415,433$418,500
Remaining term (yrs)26.426.430.0
Secondary amount$0$26,317$0
Funding fee$2,077$2,077$0
Note rate6.270%6.270%7.400%
Blended rate6.270%6.604%7.640%
1st payment$2,682.01$2,682.01$2,897.61
2nd payment$0.00$260.43$0.00
Taxes / mo$387.50$387.50$387.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.70
HOA / mo$0.00$0.00$0.00
Total monthly$3,236.17$3,496.61$3,535.48
Cash to close$49,567$23,250$46,500