Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$208,454	$208,454	$310,410
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$101,956	$0
Funding fee	$1,042	$1,042	$0
Note rate	3.230%	3.230%	7.400%
Blended rate	3.230%	4.797%	7.640%
1st payment	$1,045.98	$1,045.98	$2,149.22
2nd payment	$0.00	$679.71	$0.00
Taxes / mo	$287.42	$287.42	$287.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,483.40	$2,163.11	$2,648.71
Cash to close	$136,446	$34,490	$34,490