Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$373,902$373,902$454,500
Remaining term (yrs)28.028.030.0
Secondary amount$0$80,598$0
Funding fee$0$0$0
Note rate6.140%6.140%7.400%
Blended rate6.690%7.100%7.640%
1st payment$2,330.48$2,330.48$3,146.87
2nd payment$0.00$604.48$0.00
Taxes / mo$420.83$420.83$420.83
Insurance / mo$166.67$166.67$166.67
MI / mo$175.51$175.51$90.90
HOA / mo$135.00$135.00$135.00
Total monthly$3,228.49$3,832.97$3,960.27
Cash to close$131,098$50,500$50,500