Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$612,551	$612,551	$674,999
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$62,449	$0
Funding fee	$0	$0	$0
Note rate	3.510%	3.510%	7.400%
Blended rate	4.360%	4.789%	7.640%
1st payment	$3,026.17	$3,026.17	$4,673.56
2nd payment	$0.00	$468.36	$0.00
Taxes / mo	$625.00	$625.00	$625.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$476.76	$476.76	$135.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,344.60	$4,812.96	$5,650.22
Cash to close	$137,448	$75,000	$75,000