Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$628,512	$628,512	$1,034,100
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$405,588	$0
Funding fee	$3,143	$3,143	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	3.180%	4.972%	7.640%
1st payment	$3,115.58	$3,115.58	$7,159.90
2nd payment	$0.00	$2,619.42	$0.00
Taxes / mo	$957.50	$957.50	$957.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$206.82
HOA / mo	$55.00	$55.00	$55.00
Total monthly	$4,344.74	$6,964.17	$8,595.89
Cash to close	$520,488	$114,900	$114,900