Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$321,198	$321,198	$494,100
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$172,902	$0
Funding fee	$0	$0	$0
Note rate	3.230%	3.230%	7.400%
Blended rate	4.080%	5.452%	7.640%
1st payment	$1,619.25	$1,619.25	$3,421.05
2nd payment	$0.00	$1,152.68	$0.00
Taxes / mo	$457.50	$457.50	$457.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$264.21	$264.21	$98.82
HOA / mo	$497.00	$497.00	$497.00
Total monthly	$3,004.63	$4,157.31	$4,641.04
Cash to close	$227,802	$54,900	$54,900