Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$378,006	$378,006	$441,000
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$62,994	$0
Funding fee	$0	$0	$0
Note rate	6.360%	6.360%	7.400%
Blended rate	7.210%	7.209%	7.640%
1st payment	$2,464.80	$2,464.80	$3,053.39
2nd payment	$0.00	$472.45	$0.00
Taxes / mo	$408.33	$408.33	$408.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$181.36	$181.36	$88.20
HOA / mo	$280.00	$280.00	$280.00
Total monthly	$3,501.17	$3,973.62	$3,996.59
Cash to close	$111,994	$49,000	$49,000