Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$252,680	$252,680	$431,100
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$178,420	$0
Funding fee	$0	$0	$0
Note rate	4.470%	4.470%	7.400%
Blended rate	5.320%	6.429%	7.640%
1st payment	$1,512.06	$1,512.06	$2,984.85
2nd payment	$0.00	$1,189.47	$0.00
Taxes / mo	$399.17	$399.17	$399.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$212.13	$212.13	$86.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,290.02	$3,479.49	$3,636.90
Cash to close	$226,320	$47,900	$47,900