Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$409,595$409,595$472,500
Remaining term (yrs)29.229.230.0
Secondary amount$0$62,905$0
Funding fee$0$0$0
Note rate6.160%6.160%7.400%
Blended rate6.710%7.015%7.640%
1st payment$2,517.82$2,517.82$3,271.49
2nd payment$0.00$471.79$0.00
Taxes / mo$437.50$437.50$437.50
Insurance / mo$166.67$166.67$166.67
MI / mo$189.22$189.22$94.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,311.20$3,782.99$3,970.16
Cash to close$115,405$52,500$52,500