Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$655,278	$655,278	$764,999
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$109,722	$0
Funding fee	$0	$0	$0
Note rate	6.430%	6.430%	7.400%
Blended rate	6.980%	7.126%	7.640%
1st payment	$4,276.35	$4,276.35	$5,296.70
2nd payment	$0.00	$731.48	$0.00
Taxes / mo	$708.33	$708.33	$708.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$312.36	$312.36	$153.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,513.71	$6,245.19	$6,374.70
Cash to close	$194,721	$85,000	$85,000