Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$587,259$587,259$693,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$105,741$0
Funding fee$2,936$2,936$0
Note rate2.860%2.860%7.400%
Blended rate2.860%3.644%7.640%
1st payment$2,742.28$2,742.28$4,798.19
2nd payment$0.00$704.94$0.00
Taxes / mo$641.67$641.67$641.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$138.60
HOA / mo$0.00$0.00$0.00
Total monthly$3,600.61$4,305.55$5,795.13
Cash to close$182,741$77,000$77,000