Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$239,969	$239,969	$449,100
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$209,131	$0
Funding fee	$0	$0	$0
Note rate	3.080%	3.080%	7.400%
Blended rate	3.930%	5.709%	7.640%
1st payment	$1,153.09	$1,153.09	$3,109.48
2nd payment	$0.00	$1,350.64	$0.00
Taxes / mo	$415.83	$415.83	$415.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$191.76	$191.76	$89.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,927.35	$3,277.99	$3,781.80
Cash to close	$259,031	$49,900	$49,900